SERVICES OFFERED
At Wodarczyk & Associates, LLC, we offer counsel in matters such as 401(k) plans, 403(b) plans, ESOPs, defined benefit pension plans, ERISA fiduciary consulting, executive compensation, mergers and acquisition due diligence, welfare benefit wrap plans, cafeteria plans, and Affordable Care Act (ACA) consulting.
RETIREMENT PLANS
Defined Contribution Plans
• 401(k)
• Profit-Sharing Plan
• Money Purchase Plans
• ESOPs
Defined Benefit Plans
Plans for Tax-Exempt Organizations
• 403(b) Tax-Sheltered Annuity Plans
• 457(b) and (f) Plans
Technical Compliance
• Non-Discrimination Rules
• Plan Document Reviews and Updates
• IRS Determination Letter Applications
• EPCRS & Voluntary Compliance Program (VCP) Applications
• Reporting and Disclosure
• Delinquent Filer Voluntary Compliance Program (DFVCP)
• Voluntary Fiduciary Correction Program (VFCP)
• PBGC Compliance and Funding Considerations
ERISA Fiduciary Consulting
• Regulatory Compliance
• Review and Development of Investment Policy Statement (IPS)
• Committee Formation and Education
• Creation of Due Diligence “Process”
Administration
• Review of Vendor Service Agreements
• Preparation of Request for Proposals
Mergers and Acquisitions
• Due Diligence Reviews
• Problem Resolutions
WELFARE BENEFIT PLANS
Affordable Care Act (ACA)
• Healthcare Reform Coverage Requirements
• Employer Mandate for Applicable Large Employers
• Analysis of Most Recent Guidance and Legislative Developments
• Non-Discrimination Rules
Fully-Insured and Self-Insured Plans
• COBRA Compliance
• Consumer Driven Healthcare
• VEBAs
• Non-Discrimination Rules for Self-Insured Plans
Health Savings Accounts (HSAs)
• Regulatory Compliance
• Incorporation into 125 (Cafeteria) Plans
Section 125 (Cafeteria) Plans
• Flexible Spending Accounts
• Non-Discrimination Rules
• Plan Design
Wellness Programs
• Regulatory Compliance
Wrap Plan Documents
HIPAA Privacy and Security
• Installation of Privacy Procedures
• Review Business Associate Agreements (BAAs)
Review of Vendor Service Agreements
Other Fringe Benefits
Payroll Taxes
Confirm Proper Compliance with Payroll Taxes